Down Payment
Assistance Program

The Georgia Dream Program is a state-supported initiative designed to help first-time homebuyers and those who haven’t owned a home in the past three years achieve affordable homeownership. This program provides down payment assistance and low-interest loan options to make buying a home more accessible.

Down Payment Assistance: Up to $7,500 for eligible buyers, or $10,000 for public protectors, educators, and healthcare providers.
Low-Interest Loans: Fixed-rate mortgage options with competitive interest rates.
Eligibility Requirements: Available to qualifying buyers with specific income limits, credit score minimums, and home purchase price restrictions.
Homebuyer Education: Required course to empower buyers with knowledge for successful homeownership.
Accessible Across Georgia: Available statewide to help buyers secure a primary residence.

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